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Will The School Give Me A Refund If My Child Withdraws Early?
What happens if my child suddenly takes sick before the end of the school year? What if he is expelled? Answers here.

Will The School Give Me A Refund If My Child Withdraws Early?

You have just paid $45,000 for a year's tuition and fees at St. Sedgewick's.

  • You are all set, right? Not exactly.
  • What happens if your child suddenly becomes sick before the end of the school year?
  • What if circumstances beyond your control force you to withdraw her from school in March?
  • What if he is expelled? In brief, you are obligated to pay the entire year's tuition and fees regardless of whether your child completes the year or not.

Canva generated this picture of parents consulting with their advisors.

What Are My Options?

The only remedy you have is to sign up for the school's refund plan.

  • It typically acts like insurance in the event that your child withdraws before the end of the year.
  • The insurance plan will pay for the unused/remaining portion of your child's time at the school.
  • You contracted to pay for an entire year when you signed the contract with the school at the time she was accepted.

You do not want to be out of pocket. Neither does the school.

  • This is why tuition refund insurance is an important part of your planning for a private school education.
  • Tuition refund policies are in place at every private school, regardless of whether it is day or boarding, large or small, elementary/nursery school, or high school.

St. Mary's School in Raleigh,

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The Value of a Private School Education

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The Value of a Private School Education
Why pay $30,000, $40,000 or more for something which public education gives you for free? Here are five reasons why you would do so.

A private school education is not cheap. It is a substantial financial sacrifice for many families. So why do parents willingly pay $30,000, $40,000 or more for something which public education provides free? Here are five reasons why you would do so.

1. Public education is not free.

We often forget that public schools are not free. You and I pay for public schools directly and indirectly through our property and other taxes. Public school facilities and properties are not taxable. As a result, they reduce the tax rolls of the municipality in which they are located. Attend a budget hearing for your local school district. Examine the financial statements. Then you will understand how and where your tax dollars are spent.

What kind of education are your public schools providing? Do the public schools offer the depth and breadth of academic programs you want and need for your child? What about sports programs and extracurricular activities? Have these been cut or substantially reduced because of budget cuts? Peter Green spells out what budget cuts can do to an arts program in his article What We Lose When We Cut Fine Arts Education. It is pretty much the same story with any program which is deemed an extra in public education.

Private education is an investment in your child's future. You educate your child privately because you want something better for your child. Private schools do not cut sports, arts and extracurricular funding as a rule.

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Private School May Be Free If You Make Less Than $100,000

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Private School May Be Free If You Make Less Than $100,000
This article explores how prestigious private schools are making education accessible to families earning under $100,000 through generous financial aid programs. It highlights specific income thresholds at top boarding schools like Phillips Exeter ($125,000), Groton, St. Paul's ($150,000), and Deerfield ($150,000), explains the shift from exclusivity to inclusivity, and provides practical advice for families seeking financial assistance. The piece also covers completely free private school options and the innovative Cristo Rey work-study model.

Private School May Be Free If You Make Less Than $100,000

Over the past two decades, private schools have developed very generous financial aid programs.

  • This has happened for a variety of reasons.
  • But the most compelling reason is that private schools want to diversify their student bodies.
  • They want to attract academically well-qualified applicants whose families cannot afford the enormous expense of sending their children to private schools.

Generous financial aid programs are one way of helping schools achieve that goal.

Here's how Exeter describes why it offers the very generous financial aid it does:

"Socioeconomic diversity has been a characteristic of Phillips Exeter Academy from our founding. It's built into our ethic—to attract and teach 'youth from every quarter'—and it's crucial to the nature of our community and our classrooms."

St. Paul's School, Concord, New Hampshire, expresses its commitment to financial aid as follows:

"We are committed to making St. Paul’s an affordable option for families."

To honor this commitment, we will:

"Consider a household income of $80,000 per year or less as qualifying for full financial aid. Families with an annual income of less than $200,000 will not pay more than 10% of their income toward tuition per year."

Deerfield Academy explains its financial aid as follows:

“Deerfield’s commitment to affordability and access in the form of need-based financial aid is historic, deep, and central to its educational

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Regional Associations

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Regional Associations
Some states do not have their own private school associations. Schools band together across state lines forming regional associations. These associations have the same purpose as state associations. More here.

Some states do not have their own private school associations. Schools band together across state lines forming regional associations. These associations have the same purpose as state and national associations which is promote private schools and to share latest and best practices. Also included are several associations in major metropolitan areas.

State Associations

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State Associations
Do the schools you are researching belong to state independent school associations? If not, find out why not!

Most private schools belong to state associations. Besides the 'strength in numbers' which benefits them in state and local issues, schools learn from each other through seminars, workshops and conferences. State associations often provide listings of open houses and employment opportunities. Find out whether the schools in which you are interested belong.

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