What Do I Do When....? Part 2

Paying for Private School: 7 Options

I am always sad to hear parents rule out sending their children to private school because it is too expensive. The conversation usually begins with one of these facts as the reason for considering private school:

1. Their child is gifted.
2. Class sizes in the local public school are way too large.
3. Their child has a learning disability.

Any one of these reasons is a valid reason for considering private school. Unfortunately, that is as far as considering a private school gets in most cases.

• Why? Because either the parents assumed that they could not afford private school.
• Or, perhaps, they looked at the tuition and fees page on a school's website, and they panicked.

Considering sending your child is a major decision.

• As with any major decision, it makes sense to do your due diligence before ruling anything out.
• When you take time to do a thorough investigation of the facts, as opposed to your assumptions, you just might be pleasantly surprised at what you discover.

That applies equally to paying for private school.

Here are seven ways you can pay for a private school education. One might prove to be the answer you are looking for.

1. Write a check.

Some people can afford to write a check for their children's private school tuition. If you are in a position in life where you can do this, don't forget to

Cristo Rey Schools: A Different Kind of School

Cristo Rey schools are unabashedly Roman Catholic. Through and through.

• They teach Catholic values and religious beliefs.
• However, they do something more unusual and significant.
• Cristo Rey schools serve students from low -income families in urban areas who could not otherwise afford a private school education.
• The way the Cristo Rey schools do this is to combine a work-study program with the academics, sports and extracurricular activities the schools offer.
• Simply put, the Cristo Rey schools offer quality education with a work-study component.

History

The Cristo Rey schools got their start back in the 90s in Chicago.

• The Catholic academic scene was a familiar, though depressing one.
• The diocesan high schools were facing serious financial challenges.
• Those schools had always been the ray of hope for struggling lower-income families who dreamed of an education for their children.
• The Catholic schools run by various orders were in good shape because they attracted a clientele that could afford the substantially higher tuition that those schools charged.
• The Jesuits met with parishioners in the Pilsen neighborhood of Chicago and asked what they needed most.
• "A good high school" was the unequivocal response.

This short video clip shows what the Jesuits did.

The Program

As noted above, Cristo Rey schools have a work-study program, which is an integral part of the

Dissatisfied with your local public schools? When parents are faced with underperforming public schools in their area, what alternatives do they have? In most cases, just three options are available: they can keep their children at home and homeschool them. They can also consider sending their children to private schools. Or they could relocate to an area with good schools. Let's leave out the last option, which is a real stretch for most families. Selling a home and finding a new one is not a project for the faint-hearted.

Fact: The National Center for Education Statistics (NCES) reported that during the 2019-2020 academic year, approximately 3.3% of school-aged children were homeschooled, which amounted to around 1.7 million students.

Fact: According to the National Center for Education Statistics (NCES), during the 2017-2018 academic year, around 5.8 million students (about 10% of all elementary and secondary students) attended private schools.

The mothers in this video explain why they are thinking about homeschooling their children.

The other underlying condition which we have to appreciate is that we are talking about average middle-class families. Typically these hard-working folks bring in less than $100,000 a year. In many cases, much less than that. I feel that this is a very important factor to deal with upfront. Why? Because, in most cases, parents in this income bracket feel that they cannot afford private school. So they don't even bother exploring private

One of the main reasons many of us parents look at private schools is because we want our children to receive a religious education. I define a religious education for the purposes of this article as an education which adheres more or less to the religious beliefs which we hold dear. In other words if you are Roman Catholic, you will want to think seriously about educating your child in a Roman Catholic school.

It has been several years since I examined the data on religious schools in the National Center for Education Statistics Private School Universe Survey. This survey covers academic year 2011-2012. So I was fascinated to see that out of the 30,000 private schools in the United States approximately 21,000 were described as religiously-oriented schools. About 9,000 schools were what we call non-sectarian or not affiliated with any specific religion. By comparison there were approximately 99,000 public schools in the 2011-2012 academic year. That would mean that private K-12 schools are educating approximately 30% of school-age children.

Let's review the 25 religious categories which the Private Universe Survey documents.

Roman Catholic: The Roman Catholic Church has always taken its educational mission seriously. As a result about 7,000 K-12 schools educate 1.9 million students. Catholic schools include parochial schools which are largely K-8 schools and diocesan high schools. These schools are mostly organized and administered at the local and regional level. Add to this mix hundreds of schools which were established by